The "Worth It" Price Points
The genius of the show was comparing value at different prices. Let's apply that framework to something that actually matters:
What People Spend on "Worth It" Experiences
The show made us comfortable with expensive food. But let's put those numbers in perspective:
The "Worth It" Verdict on Life Insurance
If Steven and Andrew reviewed life insurance like they review food, here's how it would go:
The Real Question
You've probably watched "Worth It" or similar content. You've seen people agonize over whether a $300 steak is "worth it" compared to an $11 steak. But life insurance?
The Steven and Andrew Philosophy
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- What are you actually getting?
- Does the price match the value?
- Is the experience memorable?
- Would you do it again?
Frequently Asked Questions
I like nice things. Does that mean I need more coverage?
If your family is used to a certain lifestyle, you need enough coverage to maintain it. Someone spending $200k/year needs more coverage than someone spending $50k/year. Calculate 10-15x your annual expenses.
Is expensive food a waste of money?
Not necessarily - experiences matter. But it becomes a problem when you prioritize momentary experiences over permanent protection. Get the insurance first, then enjoy the steak guilt-free.
How do I know how much coverage I need?
Start with 10-12x your annual income. Add outstanding debts (mortgage, loans). Add future expenses (college for kids). That's your target number. We can help you calculate it precisely.
Can I get coverage if I have health issues?
Usually yes. Rates may be higher, but coverage is often available. Some conditions may require specialized underwriting. The only way to know is to apply.
Your Family Is Worth It
Free quote. No obligation. Less than dinner.