Meet Omar Catlin
Your Trusted Life Insurance & Medicare Partner
Hi, I'm Omar!
Licensed Insurance Agent | NPN: 19107979
I founded Life Catlin Insurance with a simple mission: to help families protect what matters most. After seeing too many families struggle financially after losing a loved one, I knew I wanted to make a difference.
Unlike big insurance call centers, I take the time to actually listen to your situation. Every family is different, and you deserve coverage that fits YOUR needs - not a one-size-fits-all policy that benefits the insurance company.
As an independent agent, I work with multiple top-rated insurance carriers. This means I can shop around and find you the best coverage at the best price. I'm not locked into pushing one company's products - I work for YOU.
Whether you're looking for term life insurance to protect your young family, final expense coverage to ease the burden on your loved ones, or navigating the confusing world of Medicare, I'm here to help guide you through every step.
Why Work With Me?
Personal Service
No call centers or automated systems. When you call, you talk directly to me. I remember your name and your situation.
Best Rates
I compare quotes from multiple A-rated carriers to find you the best coverage at the lowest price. No obligation.
Fully Licensed
Licensed in 21 states including Rhode Island. Verify my credentials: NPN 19107979.
States I'm Licensed In
Our Mission
At Life Catlin Insurance LLC, our mission is to help families across America protect their financial future by connecting them with the right insurance coverage at the right price. Every family deserves access to personalized, honest insurance guidance. We founded this agency on the belief that the best insurance relationship is built on transparency, education, and genuine care for the people we serve.
Who We Serve
We specialize in serving individuals and families aged 40 to 85 who are looking for straightforward financial protection. Whether you are a working parent seeking affordable term life insurance, a senior navigating Medicare for the first time, or someone who wants to cover final expenses so loved ones are not left with bills, we guide you every step of the way.
We serve clients in Rhode Island and over 20 states across the country, providing the same personal, dedicated service regardless of where you live.
Our Independent Approach
As an independent insurance broker, Omar is not captive to any single insurance carrier. This means we can compare rates across dozens of top-rated companies to find the best fit for each client, something a captive agent simply cannot do.
We explain all your options in plain language and never push you toward a product that does not genuinely serve your best interests. Your long-term trust is more important than any single transaction.
Insurance Products We Offer
As an independent broker, we shop multiple top-rated carriers so you get the best coverage at the best price for your situation.
Term Life Insurance
Affordable coverage for 10, 15, 20, or 30 years. Ideal for income replacement, mortgage protection, and ensuring your family financial security during your working years. We compare rates from 30 or more top-rated carriers to find the lowest premium for your age and health profile.
Whole Life Insurance
Permanent life insurance that builds guaranteed cash value, locks in level premiums for life, and provides a death benefit that never expires. A cornerstone of long-term financial planning and generational wealth transfer for families of all income levels.
Final Expense Insurance
Smaller whole life policies designed to cover funeral costs, burial expenses, medical bills, and other end-of-life costs. Often available with simplified underwriting and no medical exam required. Protects your family from unexpected financial burden at a profoundly difficult time.
Medicare Solutions
Independent Medicare guidance covering Medicare Supplement (Medigap) plans, Medicare Advantage plans, and Part D prescription drug plans. We help you navigate the options and choose the plan that best fits your healthcare needs and monthly budget.
Annuities
Fixed and indexed annuities that provide guaranteed income in retirement. We help clients understand how annuities work and which type, if any, genuinely makes sense for their individual financial situation, risk tolerance, and retirement timeline.
Universal Life Insurance
Flexible permanent life insurance that allows you to adjust premium payments and death benefit amounts as your life circumstances change. Combines lifelong protection with the ability to accumulate cash value based on current credited interest rates.
License Information and Professional Credentials
Omar Catlin, Licensed Insurance Broker
- National Producer Number (NPN): 19107979
- Agency: Life Catlin Insurance LLC
- State of Domicile: Rhode Island
- Experience: Licensed since 2015, over a decade serving families nationwide
- Specializations: Medicare Supplement, Final Expense, Term Life, Whole Life, Universal Life, Annuities
- Licensed States: Rhode Island, Alabama, California, Florida, Georgia, Louisiana, Massachusetts, Maryland, Maine, Michigan, Missouri, Mississippi, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington
- License Number: varies by state #[STATE_LICENSE]
License verification available at nipr.com using NPN 19107979
Our Commitment to Our Clients
Omar holds active producer licenses and carrier appointments with many of the nation top-rated life insurance and Medicare carriers, enabling him to objectively compare multiple options and find the right fit for each client situation and budget.
All carrier appointments are with companies rated A or A+ by AM Best, the gold standard for insurance company financial strength ratings. This ensures every policy we place is backed by a financially sound company that will honor claims when your family needs it most.
Our goal is to become your trusted, long-term insurance advisor: someone you can call with questions as your life changes, who will review your coverage as your needs evolve, and who will advocate for you when you need to file a claim.
Ready to Get Started?
Let's have a conversation about protecting your family. No pressure, no obligation - just honest advice.