Critical illness insurance pays you a tax-free lump sum the moment you're diagnosed with cancer, a heart attack, a stroke, or other covered conditions. Use it for deductibles, rent, groceries, a second opinion — anything. This pays on top of your health insurance.
Did you know?
of personal bankruptcies in the U.S. are tied to medical expenses, even for people with insurance. (American Journal of Public Health, 2019)
No coordination of benefits. You get the full lump sum even if your health plan already paid.
Mortgage, lost wages, experimental treatment, childcare, a trip to see family — your call.
A healthy 40-year-old can get $25,000 of coverage for less than dinner out.
Exact conditions and payout percentages vary by carrier and state. We'll walk you through it in 10 minutes.